When you find a loan that seems like a good fit, click here to apply now.

The actual Interest Rate, Discount Points, and APR offered may differ depending on applicants' credit qualifications and other underwriting criteria.

 

There may be additional loan options (not available online) for your specific loan type, including FHA, Construction, WSHFC Home Advantage, depending on loan amount, occupancy, number of units, loan to value, unique property types, and purpose. For more on these and other products, please click here for details, call the Mortgage Loan center at 833-777-0633 or click here to make an appointment with a Mortgage Advisor.

 

Please Note: "No Fee 12 Year" loan program will list normal third-party loan fees. After applying, your Loan Estimate will display a corresponding BECU credit to offset these fees. The following costs are the responsibility of the borrower if applicable: Any costs related to the subject property's eligibility for financing including but not limited to required inspections, repairs, title elimination fees, assessments, etc.; fees your existing lender(s) may charge including but not limited to subordination agreement, pay off demand, reconveyance, etc.; any costs for changes to your interest rate lock; relock fees; transfer tax resulting in changes in ownership vesting; per diem interest charges; property taxes for tax installments due and escrow impound account; Hazard/Flood premiums due and escrow impound account.